If you're not ready, are you close? Take a few minutes and see:
Have you thought about ways your lifestyle would change as a homeowner?
A lot A little Never
How would you self-assess your credit?
I know I need a lot of work in this area It's pretty good, but not perfect Excellent
Have you completed a household budget?
Yes, in writing I've got it in my head No, but there's always money in my account
If you had to, would you be willing to rent out your house if you needed to move out of the area for employment?
Definitely Maybe, but I'm not sure I would be unwilling to do that
How long have you thought about homeownership?
A long time, but I just started thinking seriously I've always had the goal of homeownership Not very long, but I'm motivated
Do you feel like you're “on top” of your personal finances?
I wish I had more control I'm mostly on top of things I always know what's going on
Do you frequent sites such as realtor.com, ziprealty.com, or other sites with home listings?
Several times per week Every once in a while Never
How confident are you about your current employment continuing?
Very confident Somewhat confident My job feels shaky
Are you thinking long-term?
I'm afraid of long-term commitments I'm thinking 2-5 years out I think homeownership is a long-term decision
How much money do you have saved?
Very little About 10% of my annual income More than 10% of my annual income