We know it can be scary, picking up the phone and opening up to a stranger. Here's what you can expect when you pick up the phone or send us an email:

- Your questions will be answered. Our website has a lot of information, but it's just scratching the surface!

- You will get a chance to know us. There are many things about a company that you can only learn from interaction. Our way of doing business is not for everybody, and we want to give you an opportunity to evaluate whether there is "a fit" for yourself.

- You WILL NOT be asked to complete a loan application, asked to fill out any interest forms, or otherwise given a heavy sales pitch. Our benefits speak for themselves and we don't need to resort to such quick-sell tactics.